Why BillEase
Enjoy the benefits without paying upfront. We charge the lowest interest rate at only 3.49% monthly. Plus, avail 0% APR on our select merchant when you sign up today.
Enjoy instant credit up to P40,000 which you can use for online shopping even without a credit card or get a personal loan with payback options from 30 days or up to 12 months.
With instant approval, BillEase gives you the freedom to fulfill all your needs from e-Wallet top ups, mobile loads, to bills payment — all on the app!
How It Works
How It Works
![How it works](/_nuxt/img/how-it-works.c6e9095.webp)
![One](/_nuxt/img/one.e55d19f.webp)
Select your desired amount
![Two](/_nuxt/img/two.5b031ca.webp)
Submit the requirements online
1 valid ID
Proof of Income
Proof of Billing
![Three](/_nuxt/img/three.0c049de.webp)
Check your email or login to your account to see your initial credit limit
70% get approved on the spot, else it takes one banking day
![Four](/_nuxt/img/four.a9171a9.webp)
Use your credit limit on Lazada or any BillEase merchant partner
![Five](/_nuxt/img/five.81f421a.webp)
Pay your installments via direct bank/e-wallet transfer, 7-Eleven, or at over 22,000 OTC payment channels
Pay With BillEase at These Stores
![Lazada](/_nuxt/img/lazada.d7a22ab.webp)
![Kimstore](/_nuxt/img/kimstore.c280193.webp)
![Mandaue Foam](/_nuxt/img/mandauefoam.7cc00ef.webp)
![Datablitz](/_nuxt/img/datablitz.e536aad.webp)
![Motivo Tech](/_nuxt/img/motivotech.043e3c2.webp)
![GameOne](/_nuxt/img/gameone.dc7c079.webp)
![Become](/_nuxt/img/become.db210f8.webp)
![Anson's](/_nuxt/img/ansons.9423aaa.webp)
![Remedy](/_nuxt/img/remedy.f5530d8.webp)
![Res|Toe|Run](/_nuxt/img/restoerun.ae4ec07.webp)
What Users Are Saying
As Seen On
Built on Customer Trust and Longevity
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